Unsecured Business Loans

Unsecured business loans that give you more freedom

Our unsecured business loans will give you access to funds without having to put down any security or asset over the finance. Whether you want to ensure positive cash flow or need extra funding to expand your business, a short-term business loan can cover your requirements. Basic Finance’s Unsecured short term loans are designed to bridge the company’s financial obligations, purchase machinery and supplies or to be used as working capital.


Unsecured business loans are straightforward

We have made our business loans straightforward and affordable with fixed rates and flexible loan terms. Our quick finance is designed to meet an emergency, so you can get the funds within 24hrs. We will customize the loan to your specific requirements and help meet your immediate business needs. With a fast and easy approval process, we can help you get a tailor-made funding solution as quickly as possible.

Our salient features:

  • The quick and simple funding solution
  • Lowest interest rate
  • Flexible repayment term
  • Approval within 24hrs


Do I qualify for one of your unsecured business loans?

Most business owners will find it very easy to have access to one of our many unsecured business loans. Most of our requirements are as easy as, being a registered Australian business, been trading for more than 18 months and have an Australian bank account. It is really that simple to obtain and have access to a large range of our unsecured business loans. The simple funding process has allowed many business owners across Australia to obtain finance without the threat of losing an asset if something was to go wrong.


Why choose an Unsecured Business Loan?

Starting a new business or running a small business comes with its own challenges. An unsecured business loan Australia allows you that little bit of extra freedom with a lot less stress and worries when it comes to your finances. Unsecured new business loans can be the answer to your business dream, for a new business or for when you make that move from small business to large business. With just a little bit of paperwork, the best, unsecured business loans Australia are available to you, are straightforward, affordable and best of all, quick and easily obtainable.


Who qualifies for Unsecured Business Loans?

Our Unsecured business loans Australia are available even to entrepreneurs with less than ideal credit scores. So, whatever industry you are in, we can help you find a perfect loan product that fits your business requirements. Unsecured business loans can and will change your life. If you’re want-ing to start a new business, extend your current business, or just need a little loan to help you on your way, look at getting the best, unsecured business loans right here.

Call us to get more information and to see if you qualify.

Get started today!

Frequently Asked Questions

How much can I borrow?

Between $5,000 and $250,000. As a general rule we can fund up to 100% of your average monthly sales.
So if you average $30,000 per month in sales we could lend you up to $30,000.


To qualify you need to:

  • Have owned your Business and traded in the same location for at least 8 months.
  • Proof of a minimum turnover of $10,000 per month in total sales.
  • Have a minimum 12 months left on your lease, with the rent up to date.

In the majority of cases, we have gone from first phone call to funds in your bank in 3 days. To achieve this we require the minimal documentation provided quickly for assessment and verification.

  • 6-12 months of business bank statements
  • Copy of your current lease for the business location.  Payment schedule and signing pages are usually sufficient
  • 100 points of ID for all directors/borrowers

There are no application fees or set up costs, no early termination fees or account keeping fees.

We also provide a monthly statement to keep you informed of the status of your loan.


Our loan terms are generally between 6 – 12 months. However, each application is considered on a individual basis to work with your industry and the cash flow of your business. Flexibility is a key component of our loans.

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149E Boundary Road, Bentleigh
East VIC 3165


1300 792 284



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