Property Loans

 

Basic Finance offers wide and extensive choice of secured loan products and services which
are founded not on your credit history or lack of financials statements or credit or character
risk merits , but based on using your repayment strategy and common sense which gives
you more flexibility and options to secure that important finance you sought. We do
believe, that we can offer one of the best alternative non-bank finance options in todays
market place. We do have ability to settle property transactions up to $25 Million per
single security. With our transparent and hassle free process from the start to the finish. Delivering results in timely manner.

We don’t close our doors at 5 PM, and offer 24/7 customer service.

 

Lending Matrix

Unit / Townhouse House Commercial
Acceptable Security Residential property in metro area of NSW, VIC, SA and QLD
Residential zoning only
Residential property in metro area of NSW, VIC, SA and QLD
Residential zoning only
Commercial properties in metro area of NSW, VIC, SA and QLD
Maximum LVR 80% 80% 75%
Loan Amount $200,000 to $3,500,000 $200,000 to $10,000,000 $200,000 to $20,000,000
Interest Rate From 4.49% p.a. From 4.49% p.a. From 6% – 7% p.a.
Income Verification No No No
Establishment Fee 2.2% 2.2% 2.2%
Loan Term 12 months with 3 months minimum repayment 12 months with 3 months minimum repayment 12 months with 3 months minimum repayment
Rank 1st  Mortgage 1st Mortgage 1st Mortgage
Repayment Interest only | No Discharge Fee Interest only | No Discharge Fee Interest only | No Discharge Fee
Valuation Yes Yes Yes

Caveat /2nd Registered Mortgage Lending Matrix

Unit / Townhouse House Commercial
Acceptable Security Residential property in metro area of NSW, VIC, SA and QLD
Residential zoning only
Residential property in metro area of NSW, VIC, SA and QLD
Residential zoning only
Commercial properties in metro area of NSW, VIC, SA and QLD
Maximum LVR 80% 80% 75%
Loan Amount $200,000 to $3,500,000 $200,000 to $10,000,000 $200,000 to $20,000,000

 

Key Features

  • NO FINANCIALS OR CREDIT CHECKS
  • LOWEST RATES AND FLEXIBLE TERMS
  • INTEREST ONLY FACILITIES RANGING FROM 2 MONTHS UP TO 5 YEARS
  • NO PENALTIES FOR EARLY REPYAMENTS
  • HIGH LOAN TO VALUE RATIOS
  • LOANS TO COMPANIES AND SME LOANS
  • 1 DAY A.B.N HOLDERS
  • WE LEND AUSTRALIA WIDE
  • SETTLELENTS IN 24-48HOURS
  • FORMAL OFFER WITHIN 2 HOURS

Loans We Can Offer

  • PRIVATE MORTGAGE FACILITIES
  • SECOND MORTGAGES
  • CAVEAT LOANS
  • NO DOC LO DOC PROPERTY LOANS
  • BAD CREDIT HOME LOANS
  • BAD CREDIT MORTGAGES
  • INDUSTRIAL LOANS
  • SPECIALISED SECURITIES LOANS
  • DEVELOPMENT FINANCE
  • CONSTRUTION FINANCE
  • MEZZANINE FINANCE
  • COMMERCIAL MORTGAGES
  • HOME EQUITY LOANS
  • BRIDGING LOANS
  • NO CREDIT CHECKS HOME LOANS

Our Blog

Home Equity & Second Mortgages

Home Equity & Second Mortgages

Home Equity & Second Mortgages Home equity & second mortgages are types of finance you're probably unaware of. Who doesn't have a dream to get their own house at some point or the other in their lifetime? The difficulty is, getting yourself a house is not an...

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Property Development Finance Australia Available Now!

Property Development Finance Australia Available Now!

Property Development Finance Australia Available Now! Have You an Incomplete Development Project? We Have Finance for partially completed projects & owner builders Is your project half complete? Have you run out of your own funds and need urgent help to complete?...

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Short Term Cash Loans Options

Short Term Cash Loans Options

Short Term Cash Loans Options We've all been there. Christmas and New Year is over and you're feeling the pinch of celebrating the holidays. The reason could be anything; medical procedures or appointments, emergency home repair or a credit card payment overdue. Or...

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Contact Us

149 E Boundary Road, Bentleigh
East VIC 3165

 

1300 792 284

 

info@basicfinance.com.au

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