About Us

Basic Finance Pty Ltd is a privately funded lender which has operated since 2001 in Melbourne.

We are an affiliate of vast numbers private investors and lenders (100+ members) and providing our lending services to brokers and clients across Australia.

We consider all types of non-conforming business finance. Finance for clients that don’t qualify for bank funding.

Finance we can assist with



  • Urgent Property Settlements & Bridging Finance
  • Refinancing Existing Debt
  • Buying out a shareholder or partner
  • Payout out ATO debt/superannuation arrears
  • Credit impairment – ex bankrupt & defaults considered
  • Cash flow/Working capital using the equity in property or unencumbered plant & equipment (We specialise in sale & buyback with no limitation on age of goods)
  • Start-ups or business acquisitions with some form of equity or collateral security
  • Business Investment or Expansion and Acquisition

Need First or Second Mortgage finance?

The choice is simple.

We strongly believe that finance should not that complicated.

What Our Happy Customers have to Say About Basic Finance….

We have a 4.2 star rating on Google. 

We would like to sincerely thank you for your efforts to help us with our lending proposition. As always, you handled the situation in a most professional manner and we really did appreciate the time and effort you put in.We will recommend your services to all our friends and colleagues.

JAN DAISON (QLD Accountant)

Basic Finance recently funded an office renovation we did. I was very impressed with their level of professionalism and knowledge. I have no hesitation in recommending Aaron to anyone looking for business finance. WALTER BAKER (CEO Cloud IT)

We are writing to thank you for all your help, particularly in respect of my husband’s recent ill health, and are happy to share our story with others. Being self-employed we needed to assess our situation in the “unlikely event of either one of us becoming ill or injured”. We had realised that our current insurance policy didn’t cover us adequately and enlisted the help of Basic Finance to find a solution to keep our business afloat. All was done and settled in h 48 hours. SARAH MCKINNON (Director of Recruitment Agency, VIC)

Recently, I was introduced to Aaron from Basic Finance in relation to my loan enquiry in relation to my business. Aaron’s diligence, care and customer service has again shone through. Due to the complexity of my businesses and investments, I’m not the easiest person to get finance for. When many others would have walked, Aaron stood up! The loan was obtained and settled in 24 Hours and my net wealth rose again due solely to Aaron’s ability to drag and kick the finance through the goals. Thank you!!! STUART WILLSON (Director of Victorian Property Services)